Cash-flow blog

Practical reading on runway, AR/AP, and the operational signals that fire weeks before the bank balance moves.

How to calculate weeks of runway

Take the cash on hand right now and divide it by the average weekly net burn. The number that comes out is the most actionable warning a small business has.

5 signs your business is heading toward a cash crisis

The bank balance is the last place a cash crisis shows up, not the first. These five operational signals fire weeks before the cash visibly drops.

How to read an AR/AP aging report in 10 minutes

An aging report groups unpaid invoices by how long they have been outstanding. Reading it well is the difference between spotting trouble early and discovering it when payroll is due.